NMIMS Retail banking Solved Assignment June 2023

Description

NMIMS Retail banking Solved Assignment June 2023
Q1. Monetary Policy is one the important drivers in growth & development of an economy.
Illustrate at least four instruments/tools which are used universally in implementation of
monetary policy. (10 marks)
For Theoretical Answer
Assessment Parameter Weightage
Introduction 20%
Concepts and Application
related to the question
60%
Conclusion 20%
For Numerical Answer
Assessment Parameter Weightage
Understanding and usage
of the formula
20%
Procedure / Steps 60%
Correct Answer &
Interpretation
20%
NMIMS Global Access
School for Continuing Education (NGA-SCE)
Course: Retail Banking
Internal Assignment Applicable for June 2023 Examination
Q2. Regulators of Retail Bank use Capital Adequacy Ratio (CAR) extensively to check
excessive growth of credit in the bank. What is the significance of CAR in credit policy of
Banks and how it works? (10 marks)
Q3. Risk Management is an important activity of the bank to keep it functional & healthy.
Any laxity on this front may lead to increase in non-performing assets
a) Explain Credit Risk, Operational Risk, Liquidity Risk & Interest rate Risk.
(5 marks)
b) What are the reasons of, non-performing assets.

Additional information